Terms & Conditions
Last updated: January 15, 2026
Access to and use of the website illapax.com implies the full acceptance of these Terms and Conditions, prepared in accordance with the Consumer Protection and Defense Code (Law No. 29571), the Peruvian Civil Code and other applicable regulations in force in 2026.
1. Site ownership
The website illapax.com is operated by Illapax Educación Financiera S.A.C., Tax ID 20612348905, with address at Av. Javier Prado Este 476, Office 902, San Isidro, Lima 15046, Peru.
2. Purpose
The purpose of the site is to provide educational information on personal and business finance aimed at Peruvian entrepreneurs. Illapax does not offer financial products, does not receive funds from the public and does not provide personalized investment advice.
3. Registration and communications
The voluntary registration through the official form implies the acceptance to receive institutional communications by email. You may cancel the subscription at any time through the «unsubscribe» link available in each email.
4. Intellectual property
All published content (texts, graphics, logos, images, guides and audiovisual materials) is the property of Illapax or holds the corresponding licenses, and is protected by Legislative Decree No. 822, the Peruvian Copyright Law.
5. Permitted use
You agree to use the site diligently, refraining from: (i) unauthorized automated access, (ii) reproducing content for commercial purposes without written permission and (iii) carrying out actions that violate the security or availability of the site.
6. Limitation of liability
The information published is of a general and educational nature. Illapax shall not be liable for the financial decisions made by users based on the information available on the site; each person must evaluate their particular context and, when appropriate, consult accredited professionals.
7. Third-party links
The site may contain links to institutional or educational portals of third parties. Illapax is not responsible for the content or policies of such sites.
8. Personal data protection
The processing of personal data is governed by the Privacy Policy, which is an integral part of these Terms and Conditions.
9. Amendments
Illapax may update these Terms at any time. The version in force will always be the one published on this site with the corresponding update date.
10. Governing law and jurisdiction
These Terms are governed by the laws of the Republic of Peru. Any dispute arising from their interpretation or application will be submitted to the judges and courts of the Judicial District of Lima.